Finance & Mortgage Adviser with a Masters in Applied Finance & Investment and over 20 years experience in finance and business.
I regularly work with a strong network of other professional advisers such as accountants, financial planners and solicitors to get the best result for my clients.
Managing your loans successfully
A loan is a long term commitment and it makes sense to plan for the future and consider more than just the cheapest rate. As a finance and mortgage adviser my role is to help you manage your loans successfully taking into account your budget, your assets and the changes and challenges in your life.
I work with my clients for the long term, building relationships that foster trust and guidance as you pay down your loans and build your assets for the future.
Qualifications & Experience
I worked as an independent financial planner for over 12 years, helping clients build wealth through direct investments in both shares and property. Borrowed funds and gearing were an important part of these strategies and now I use this knowledge to help my clients manage their home and investment loans successfully.
In addition to my extensive practical experience, I hold the following qualifications:
- Diploma in Financial Services – Finance/Mortgage Broking Management
- Masters in Applied Finance & Investment
- Bachelor of Commerce
- Certificate IV in Training and Assessment
- Diploma of Technical Analysis
- SEQUAL registered broker
Home loans are the single, largest loan that many people ever have and good loan management is a bit like good weight management.... we all know what we should be doing – but we don’t always do it.
The most common problem I find is that people are not maximising their income and loan structure to pay off their home loans sooner and build wealth. It gets too complicated and everyone is too busy to spend the time and energy to fix it themselves.
I specialise in helping families pay off their home loans sooner and focus on good money management principles. This can free up cash flow for other activities such as investing or other personal family goals.
I can help:
- First home buyers enter the market
- Existing home owners review their loan structure and cash flow
- Refinance existing loans for renovations or to release equity for investment
Using the equity in your home can be part of a structured investment plan to build wealth over time. I work with investors who wish to access their equity and organise the right finance for them and their projects.
Investment loans can be for investment property, development projects, share investment or other business opportunities.
We all know that life events such as divorce, illness and other unexpected dramas can significantly impact our life. And if it impacts our ability to work, then this often means we have trouble meeting our loan and debt committments.
If you have run into financial difficulties due to business or relationship issues, or through specific health issues, you may need asssistance working out a plan to get back on track. I may be able to help during these troubling times as there are a range of lenders and debt specialists who understand life events and can see the bigger picture - something that regular banks and lenders do not always understand.
Sometimes the challenges we face in small business, and in life, can seem insurmountable, as can the debt that can quickly accumulate. If you feel unsure and lost about your options, feel free to call for a confidential chat where we can talk about your situation and work together to structure a plan to help you recover and rebuild.
The worst thing you can do is to ignore it. So if you are stressed and worrying about your home loans and your business or credit card debt, get in touch today.
Get in touch! Call Nicole on 0416 094 891
Nicole Green is a Credit Representative (CR No. 471075) of Zaclan Pty Ltd (Corporate Credit Representative No. 471042) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237).