Unique Finance and Property SolutionsBasic home loans, or "no-frills" loans, are a popular option for people looking for a loan without all of the “bells and whistles”.   Basic home loans typically offer a competitive interest and many also have low upfront and ongoing fees. 

Lenders can afford to offer a lower interest rate as basic home loans offer fewer features and less flexibility.  The basic home loan offers good value for money if you are on a limited budget, but most still offer excellent features such as free online redraw etc.   The interest rate is variable so can move up and down with the market, but this does give you the flexibility to make unlimited additional repayments.

Before making a decision though, you need to discuss your options with a professional.  Following an analysis of your situation, we will discuss the features of the many Loan Types available and match a solution that meets your requirements and objectives – see our Our Process.