These packages have an annual fee (normally between $300-$395) but this covers the application and account keeping fees for multiple loans, the annual fee on a credit card, allows switching products under the package and offers discounts off the interest rates. These discounts vary depending on the size of the borrowings.

Most lenders will offer a 0.5% discount off the Standard Variable Rate for loans over $150,000. This discounts increase the higher the loan amount – at $250,000 most will offer 0.7% discount.

Before making a decision though, you need to discuss your options with a professional. Following an analysis of your situation, we will discuss the features of the many Loan Types available and match a solution that meets your requirements and objectives – see our Loan Process